Terms and Conditions

Welcome to NuVue!

These terms and conditions outline the rules and regulations for the use of NuVue Mortgage Solutions 's Website, located at https://nuvuemortgagesolutions.com.

By accessing this website, we assume you accept these terms and conditions. Do not continue to use NuVue if you do not agree to take all of the terms and conditions stated on this page.

Cookies:

The website uses cookies to help personalize your online experience. By accessing NuVue, you agreed to use the required cookies.

A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.

We may use cookies to collect, store, and track information for statistical or marketing purposes to operate our website. You have the ability to accept or decline optional Cookies. There are some required Cookies that are necessary for the operation of our website. These cookies do not require your consent as they always work. Please keep in mind that by accepting required Cookies, you also accept third-party Cookies, which might be used via third-party provided services if you use such services on our website, for example, a video display window provided by third parties and integrated into our website.

License:

Unless otherwise stated, NuVue Mortgage Solutions and/or its licensors own the intellectual property rights for all material on NuVue. All intellectual property rights are reserved. You may access this from NuVue for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

• Copy or republish material from NuVue

• Sell, rent, or sub-license material from NuVue

• Reproduce, duplicate or copy material from NuVue

• Redistribute content from NuVue

This Agreement shall begin on the date hereof.

Parts of this website offer users an opportunity to post and exchange opinions and information in certain areas of the website. NuVue Mortgage Solutions does not filter, edit, publish or review Comments before their presence on the website. Comments do not reflect the views and opinions of NuVue Mortgage Solutions , its agents, and/or affiliates. Comments reflect the views and opinions of the person who posts their views and opinions. To the extent permitted by applicable laws, NuVue Mortgage Solutions shall not be liable for the Comments or any liability, damages, or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

NuVue Mortgage Solutions reserves the right to monitor all Comments and remove any Comments that can be considered inappropriate, offensive, or causes breach of these Terms and Conditions.

You warrant and represent that:

• You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;

• The Comments do not invade any intellectual property right, including without limitation copyright, patent, or trademark of any third party;

• The Comments do not contain any defamatory, libelous, offensive, indecent, or otherwise unlawful material, which is an invasion of privacy.

• The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant NuVue Mortgage Solutions a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats, or media.

Hyperlinking to our Content:

The following organizations may link to our Website without prior written approval:

• Government agencies;

• Search engines;

• News organizations;

• Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and

• System-wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications, or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party's site.

We may consider and approve other link requests from the following types of organizations:

• Commonly-known consumer and/or business information sources;

• Dot.com community sites;

• Associations or other groups representing charities;

• Online directory distributors;

• Internet portals;

• Accounting, law, and consulting firms; and

• Educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of NuVue Mortgage Solutions ; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to NuVue Mortgage Solutions . Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

• By use of our corporate name; or

• By use of the uniform resource locator being linked to; or

• Using any other description of our Website being linked to that makes sense within the context and format of content on the linking party's site.

No use of NuVue Mortgage Solutions 's logo or other artwork will be allowed for linking absent a trademark license agreement.

Content Liability:

We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are raised on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Reservation of Rights:

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website:

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us at any moment. We will consider requests to remove links, but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct. We do not warrant its completeness or accuracy, nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

Disclaimer:

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

• Limit or exclude our or your liability for death or personal injury;

• Limit or exclude our or your liability for fraud or fraudulent misrepresentation;

• Limit any of our or your liabilities in any way that is not permitted under applicable law; or

• Exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort, and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

Electronic Communications

By contacting NuVue Mortgage Solutions electronically, you consent to receive communications related to your inquiry through email, telephone, or other electronic methods you have authorized. You are responsible for providing accurate contact information and notifying us if your information changes.

SMS Terms and Conditions

SMS Program Description

When you provide your mobile number and affirmatively opt in, NuVue Mortgage Solutions may send you SMS or MMS text messages related to your mortgage inquiry or relationship with us.

Messages may include:

• Responses to your questions or requests.

• Appointment confirmations and reminders.

• Mortgage application and loan-status updates.

• Document reminders.

• Homebuyer education and mortgage-readiness information.

• Follow-up communications.

• Service announcements.

• Promotional or marketing messages, when you have consented to receive them.

Consent to Receive Messages

By checking the SMS consent box on one of our forms, submitting the form, or otherwise providing documented consent, you authorize NuVue Mortgage Solutions to send text messages to the mobile number you provided.

Messages may be sent using an automated telephone dialing system, automated technology, or prerecorded or artificial voice technology where permitted by law.

Your consent to receive marketing text messages is not a condition of applying for a mortgage loan, receiving services, making a purchase, or obtaining credit.

Message Frequency

Message frequency varies based on your interaction with NuVue Mortgage Solutions, the services you request, and the status of your mortgage inquiry or transaction.

Message and Data Rates

Message and data rates may apply. Contact your wireless carrier for information regarding your text-messaging or data plan.

Wireless carriers are not liable for delayed or undelivered messages.

Opting Out

You may opt out of SMS communications at any time by replying STOP to any text message you receive from NuVue Mortgage Solutions.

After submitting an opt-out request, you may receive one final confirmation message. You will no longer receive text messages from that messaging program unless you provide consent again.

NuVue Mortgage Solutions will also honor other reasonable requests to withdraw consent as required by applicable law.

Getting Help

For assistance, reply HELP to a text message or contact NuVue Mortgage Solutions at:

Phone: 980-890-7672
Email: connect@nuvuemortgagesolutions.com
Website: nuvuemortgagesolutions.com

Supported Carriers and Delivery

SMS delivery is subject to the availability and operation of participating wireless carriers and mobile networks. NuVue Mortgage Solutions does not guarantee that every message will be delivered or received within a specific period.

Privacy

Mobile information, SMS consent records, and text-message opt-in data will be handled according to our Privacy Policy.

We do not sell or share mobile telephone numbers, SMS opt-in information, or SMS consent records with third parties or affiliates for their own marketing or promotional purposes.

Information may be provided to service providers that help us deliver communications, operate our systems, support our mortgage services, or comply with legal obligations. These providers may use the information only to perform services on our behalf.

Eligibility

You must be at least 18 years old or have the permission of a parent or legal guardian to enroll in our SMS program.

You represent that you are the authorized user of the mobile number provided or have permission from the authorized user to enroll that number.

Changes to the SMS Program

NuVue Mortgage Solutions may modify, suspend, or terminate its SMS program at any time. We may also update these SMS Terms and Conditions. Changes will become effective when posted on this website unless otherwise stated.

Third-Party Services and Links

Our website may contain links to third-party websites, service providers, lenders, scheduling platforms, application systems, or educational resources.

NuVue Mortgage Solutions is not responsible for the content, security, availability, or privacy practices of third-party websites.

Intellectual Property

Website content, including text, graphics, logos, educational materials, downloads, and branding, is owned by or licensed to NuVue Mortgage Solutions and is protected by applicable intellectual-property laws.

You may use materials provided to you for personal, noncommercial purposes unless otherwise authorized in writing.

Disclaimer of Warranties

The website and its content are provided on an “as available” and “as is” basis. To the fullest extent permitted by law, NuVue Mortgage Solutions disclaims warranties regarding the website’s uninterrupted availability, accuracy, security, or suitability for a particular purpose.

Limitation of Liability

To the fullest extent permitted by law, NuVue Mortgage Solutions will not be responsible for indirect, incidental, special, or consequential damages resulting from your use of, or inability to use, this website.

Governing Law

These Terms and Conditions will be governed by applicable federal law and the laws of the state in which NuVue Mortgage Solutions is headquartered, without regard to conflict-of-law principles.

Changes to These Terms

We may revise these Terms and Conditions periodically. The updated version will be posted on this page with a revised effective date.

Your continued use of the website after an update constitutes acceptance of the revised Terms and Conditions.

Contact Us

Questions about these Terms and Conditions may be directed to:

NuVue Mortgage Solutions
Phone: 980-890-7672
Email: connect@nuvuemortgagesolutions.com
Website: nuvuemortgagesolutions.com
Mailing Address: 227 W 4th St. Charlotte, NC 28202